ATTENTION: PARENTS WANTING TO HELP THEIR CHILDREN BUY THEIR FIRST HOME
Help Your Children Into The Property Market Without Putting Your Own Financial Future At Risk
We help you support your children into home ownership without risking your own retirement, assets or financial security
CLICK BELOW TO WATCH FIRST!
Next Step: Complete The Form Below To Explore Your Options
ATTENTION: PARENTS WANTING TO HELP THEIR CHILDREN BUY THEIR FIRST HOME
Help Your Children Into The Property Market Without Putting Your Own Financial Future At Risk
We help you support your children into home ownership without risking your own retirement, assets or financial security
CLICK BELOW TO WATCH FIRST!
Next Step: Complete The Form Below To Explore Your Options
TESTIMONIALS
What Other Families Are Saying
TESTIMONIALS
What Other Families Are Saying
TALK TO OUR EXPERTS
For parents who want to help their children buy their first home
(and want to do it safely)
For example...
Family guarantees
deposit assistance
gifting money
lending money to children
equity release strategies
First home buyer planning
TALK TO OUR EXPERTS
For parents who want to help their children buy their first home
(and want to do it safely)
For example...
Family guarantees
deposit assistance
gifting money
lending money to children
equity release strategies
First home buyer planning
STILL NOT SURE?
Frequently Asked Questions
Here's what we usually get asked
How can parents help their children buy a home?
There are several ways parents can assist, including gifting money, lending money, acting as a
guarantor or using equity from an existing property. The right option depends on your family's goals,
financial position and comfort level.
What's the difference between gifting money and guaranteeing a loan?
A gift is money provided to help with a deposit that generally doesn't need to be repaid. A guarantee
uses the equity in your property to help your child borrow without needing a larger deposit. Both
options have advantages and risks, which we help you understand.
What happens if my child can't make the repayments
The answer depends on the structure used. This is one of the most important reasons to seek advice before making any commitments so everyone understands their obligations and risks.
Will helping my children affect my retirement plans?
Potentially. That's why we always start with your position first. We want to ensure any assistance
provided supports your children without compromising your own future goals.
How much does it cost?
Your initial strategy session is complimentary.
STILL NOT SURE?
Frequently Asked Questions
Here's what we usually get asked
How can parents help their children buy a home?
There are several ways parents can assist, including gifting money, lending money, acting as a
guarantor or using equity from an existing property. The right option depends on your family's goals,
financial position and comfort level.
What's the difference between gifting money and guaranteeing a loan?
A gift is money provided to help with a deposit that generally doesn't need to be repaid. A guarantee
uses the equity in your property to help your child borrow without needing a larger deposit. Both
options have advantages and risks, which we help you understand.
What happens if my child can't make the repayments
The answer depends on the structure used. This is one of the most important reasons to seek advice before making any commitments so everyone understands their obligations and risks.
Will helping my children affect my retirement plans?
Potentially. That's why we always start with your position first. We want to ensure any assistance
provided supports your children without compromising your own future goals.
How much does it cost?
Your initial strategy session is complimentary.
WHO YOU'LL BE SPEAKING WITH
Ben Harris
When you book a strategy session, you'll speak directly with Ben Harris.
Ben works with first home buyers and families every day, helping them understand their options and structure lending that supports both parents and children.
He'll walk you through the pros, cons and implications of each option, so you can make an informed decision that's right for your family
2026 Better Business Awards - Best Regional Broker (Finalist)
2026 Better Business Awards - Best Customer Service - Individual (Finalist)
2025 Australian Broking Awards - Rising Star (Winner)
2025 Australian Broking Awards - Customer Service of the Year - Individual (Finalist)
WHO YOU'LL BE SPEAKING WITH
Ben Harris
When you book a strategy session, you'll speak directly with Ben Harris.
Ben works with first home buyers and families every day, helping them understand their options and structure lending that supports both parents and children.
He'll walk you through the pros, cons and implications of each option, so you can make an informed decision that's right for your family
2026 Better Business Awards - Best Regional Broker (Finalist)
2026 Better Business Awards - Best Customer Service - Individual (Finalist)
2025 Australian Broking Awards - Rising Star (Winner)
2025 Australian Broking Awards - Customer Service of the Year - Individual (Finalist)
How We Help Families Make Smart Property Decisions
Step: 1
Understand Your Family's Situation
We start by understanding both sides of the equation.
Your financial position, future plans and comfort levels, along with your child's goals, savings and
borrowing capacity.
This gives us a clear picture of what may be possible and what makes sense for everyone involved.
Step: 2
Explore The Different Ways You Can Help
Many parents don't realise there are multiple ways to support their children.
We explain the pros, cons and potential risks of each option, including family guarantees, gifting funds, lending money or using equity.
Most importantly, we help you understand how each option may impact your own future plans.
Step: 3
Create A Clear Plan For Everyone
Once we've identified the right approach, we help structure it correctly.
That means clear expectations, appropriate protections and a strategy that supports your child while
helping protect your own financial position.
The result is confidence, clarity and a plan everyone understands.
Ready to get started?
How We Help Families Make Smart Property Decisions
Step: 1
Understand Your Family's Situation
We start by understanding both sides of the equation.
Your financial position, future plans and comfort levels, along with your child's goals, savings and
borrowing capacity.
This gives us a clear picture of what may be possible and what makes sense for everyone involved.
Step: 2
Explore The Different Ways You Can Help
Many parents don't realise there are multiple ways to support their children.
We explain the pros, cons and potential risks of each option, including family guarantees, gifting funds, lending money or using equity.
Most importantly, we help you understand how each option may impact your own future plans.
Step: 3
Create A Clear Plan For Everyone
Once we've identified the right approach, we help structure it correctly.
That means clear expectations, appropriate protections and a strategy that supports your child while
helping protect your own financial position.
The result is confidence, clarity and a plan everyone understands.
Ready to get started?
SUPPORTED BY
25+ Years Of Family Experience
In Financial Services was founded by Janine Harris in 2001 and has helped thousands of families navigate major financial decisions.
Today, Janine and Ben work together to help families create opportunities for the next generation while protecting what they've worked hard to build.
We believe helping your children buy a home should feel exciting, not stressful.
That's why our focus is on education, clarity and making sure everyone involved understands their options before making a decision.
Ready To Explore Your Options?
Complete the form below and we'll help you understand the safest and smartest way to support your children into the property market.
No pressure. No obligation. Just a clear conversation about what may be possible for your family.
SUPPORTED BY
25+ Years Of Family Experience
In Financial Services was founded by Janine Harris in 2001 and has helped thousands of families navigate major financial decisions.
Today, Janine and Ben work together to help families create opportunities for the next generation while protecting what they've worked hard to build.
We believe helping your children buy a home should feel exciting, not stressful.
That's why our focus is on education, clarity and making sure everyone involved understands their options before making a decision.
Ready To Explore Your Options?
Complete the form below and we'll help you understand the safest and smartest way to support your children into the property market.
No pressure. No obligation. Just a clear conversation about what may be possible for your family.
This information is general in nature and does not constitute personal advice. Examples are illustrative only. Credit approval and outcomes are subject to lender criteria. Consolidating debt may increase the total interest payable over time.